Oesterreichische Volksbanken-AG is an Austrian internationally active commercial bank. The Bank is divides its business activities into five main business segments: Corporates, Retail, Real Estate, Financial Markets, as well as Investment Book/Other Operations. The Corporates segment caters for corporate customers, mainly via Investkredit Bank AG. The Retail segment covers all business areas which are executed directly with private individuals, executed mainly by the regional Volksbanks. The Real Estate segment provides financing, real estate project development and asset management for commercial real estate. The Financial Markets segment offers services such as exchange-rate, interest-rate and pricing products and different forms of derivatives. Investment Book/Other Operations consists of the capisal markets and asset liability management departments. The Bank’s subsidiaries include Investkredit Bank AG, Volksbank International AG and Investkredit Investmentbank AG, among others.
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